We've all had that moment: driving along, and your car make a noise like a bear inside a dryer.  We hear it....and ignore it.  Or we pray that it goes away.  Because we know that if we take it ti get looked at, they may give us the most grim of diagnoses for car owners: you're gonna need a new car.  

And maybe we've heard that before. And another time. But for reasons near and dear to us, we can't bear to part with the car.  Maybe it's financial reasons, or maybe it's a gift from your grandparents got you when you turned 16.  Either way, it can be tough to let go of such an important part of your life. 

You're not the only ones having this sort of problem.  We're in August, which means kids will soon be filling back to school.  For some parents,their kids will be going to college.  The same kids that they've packed lunches for, checked homework for, driven around for school projects and homecoming dances...they'll soon be off on their own.  This can be very scary for parents, and they may not know what to do.

But it's funny; you can handle both the situations the same way....remember the good times, and move on.

One of the most commonly asked questions we get  at Sunshine is, Do I need a down payment to get financed? The fact that are vehicles

are priced at or below retail book the answer is usually ''No".  You may wish to use some or all of your trade equity and/or apply some cash to lower the monthly payment but that in up to you .